Who is Altrisk Insurance Company?

Altrisk Insurance sees the world slightly differently to their competitors – which has always set them apart.  They started business in 1999 and offered insurance to clients who couldn’t get cover anywhere else.  They set out with one goal in mind -  to deliver a superior service, a competitive product range and the promise to make life insurance easier and simpler.  The philosophy at Altrisk Insurance is unbiased, fair and free of inappropriate influence. And in so doing, Altrisk complies with the requirements under the FAIS Act.
Altrisk Insurance is a member of the Hollard Insurance Group and offers specific long-term risk cover.  It is also backed by Hannover Life Re.  Altrisk Insurance products include:
•    Accidental death insurance,
•    Comprehensive disability cover
•    Dread disease cover
•    Female protector
•    Flexible risk protection,
•    Deferred life cover
•    General life cover
•    Income replacement cover
•    Trauma cover
•    Impairment insurance
•    Racing drivers cover

So what  – you may ask – makes Altrisk Insurance so special?  Because of their specialisation, Altrisk Insurance can offer its clients higher levels of service and expertise. The company has a network of brokers with an online accreditation facility. Brokers are vetted before being added to the network to ensure the integrity and the quality of the service they provide

Altrisk Insurance has achieved a number of industry firsts:
•    Regularly cover people with severe medical impairments
•    New-generation life cover to people living with HIV
•    Cover people working in high-risk countries
•    Introduced a suicide exclusion that recognises previous periods of life cover
•    Adopted standardised critical illness definitions
•    First to do away with irrelevant general exclusions